RBI says it will take action against banks for not providing the information required to assess a mortgage application article RBI Governor Raghuram Rajan today said it will review the role of banks in mortgage applications if the information is not provided.The RBI has asked banks to provide the information needed to assess whether a mortgage has been granted or declined within a certain time fra...
We all have different needs when it comes to credit cards.
For those with high credit scores, it can be a hassle to shop for a new card.
For anyone looking to save money, there’s a good chance you’ll need a credit card with a high annual fee.
That’s because these cards typically have a hefty annual fee — usually over $2,000.
But if you’re not paying a lot, you can often get by without paying that much.
Here are the top credit cards on the market today with annual-fee discounts: Discover: Up to $500 off your first month’s fees Discover is the only American Express credit card that comes with a monthly fee.
The annual fee is $10, but it is waived if you make purchases of $500 or more.
Credit Union: $50 off purchases $100 or more annual fee The annual-to-value-added (AVG) fee is 15.75% for cards with a minimum spend of $25,000 or more, and 25% for those with a spend of over $250,000 a year.
The American Express Visa Signature card is one of the best-known cards, and is one reason that it is so popular among American Express cardholders.
Discover has a $50 annual fee, but that is waived on purchases of over $1,000, $2)000, and $5,000 in annual purchases.
United: $50 off each purchase $100 in purchases a year $150 in annual spend The annual fee on the card is $15, which can be waived on the first $500 of annual spending.
This card is popular among many credit cardholders who want to save on their fees, because it comes with an introductory rate of $150 a year, plus a $5 discount on purchases over $500.
It has a 15.5% fee for purchases over the minimum spend amount.
American Express Platinum: Free introductory card on purchases up to $1,500 annually The card has a minimum spending of $1.50, which is waived for spending $2.00, $5.00 or more annually.
If you have a minimum $500 in annual spending, this card is great.
American Express Credit Card: up to $300 off each of your purchases $500 annual spend $1 per transaction $50 in annual fee American Passport: free introductory card, up to the minimum $3,500 spend $50 introductory spend $100 annual fee